Insurance for FMC Members

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Professional Liability and Business Insurance Products for FMC Members.

Your protection is our priority. FMC have appointed BMS Canada Risk Services Ltd. (BMS) as the exclusive broker for Liability Insurance, including for all Professional and Business insurance coverage.

Members will experience Professional Liability coverage that meets their needs at competitive premiums and ongoing value, including best-in-class service from its team of specialist brokers and legal partners.

Members have access to a range of products at highly competitive rates:

  • Professional Liability
  • Commercial General Liability
  • Clinic Professional Liability
  • Commercial Property
  • Cyber Security & Privacy Liability
  • Legal Services Package
           Annual Cost
Professional Liability

$2,000,000 per claim/$5,000,000 aggregate

Clinic PLI also available                                               




Commercial General Liability

From $2,000,000 per occurrence

Higher Limits & Business CGL available



Cyber Security & Privacy Liability $1,000,000 aggregate

Breach Response Services Included

Coverage for Businesses available


       $98 (Individuals)

Legal Services Package

Unlimited Telephone Legal Advice for Business or Personal questions;

Access to an extensive Document Library;

ID Theft Case Management.




If you have any coverage-related questions, please connect with BMS at 1-855-318-6558 or [email protected].


Frequently Asked Questions

Am I covered anywhere in the world?2021-04-22T16:37:58-04:00

No. The professional liability insurance applies only to claims which give rise to suits or judicial proceedings first brought against you within CANADA.

The coverage territory for the commercial general liability insurance applies to occurrences worldwide but only to claims, demands or proceedings first brought against you in Canada or the United States or America, its territories or possessions.

Who decides if what I am doing is considered “family mediation”?2021-04-22T16:37:59-04:00

It is not the role and responsibility of an insurance broker of an insurance company to define “family mediation”. At all times, the ultimate definition comes from FMC. If you are unsure if what you are doing is considered “family mediation”, then you should verify this with Family Mediation Canada.

What is the difference between professional liability insurance and commercial general liability insurance?2021-04-22T16:38:00-04:00

While the professional liability covers you for the rendering or failure to render professional services, commercial general liability is extended to cover claims for bodily injury, personal injury and property damage to others for which you are legally liable. Commercial General Liability insurance provides protection for family mediators for non professional liability exposures associated with serving clients. For example, the liability for clients falling and being injured on your premises or in your office. Commercial General Liability also extends to include such coverage as libel, slander, wrongful eviction and defamation.

What is Professional Liability Insurance and why do I need it?2021-04-22T16:38:00-04:00

Professional Liability Insurance protects you from incidents arising from your services rendered as a Family Mediator, subject to the terms, conditions and exclusions under the policy. It protects you for liability arising from negligence while rendering or failure to render professional services.

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